Wind and Hail Damage Claims: Wind and hail claims are one of the most common types of insurance claims that people need to pay attention to. Even though many people don’t realize it, they can get themselves into a huge financial problem when they get these claims.
Here are some of the most common causes of hail and wind damages that people need to know about.
Hail damage:
Hail damage is not a very dangerous problem if the roof is still intact. It usually happens if there is not enough protection and if the roof is damaged by hail. But this does not mean that the insurance claim amount is low.
Hail damage occurs because the roof has become brittle and the damage is due to the hailstorm. In case of hail damage, the roof of your house needs to be fixed immediately or else it may lead to other problems. If the roof is intact, then the hailstorm will not make any holes.
Wind damage:
If the wind speed is more than 80 mph, then you will get wind damage. If the wind speed is less than 80 mph, then it won’t affect your roof. The most common causes of wind damage is the wind pressure or the velocity of the wind.
The main reason behind wind damage is the construction of your home. If your roof is damaged by the wind, then you will need to file a hail and wind damage insurance claim. If the damage is minimal, then the policy will cover the expenses.
Wind and Hail Damage Claims
4 Tips to Prevent Your House From Getting Damaged by Hurricanes
Hurricanes are the worst kind of natural disasters which are usually accompanied by wind, rain, snow and other various types of weather that makes us helpless. Hurricanes can blow you away or even can destroy everything. Wind and Hail Damage Claims;The most common damage that you may experience is the roof damage.
Roof damage is one of the most common problems faced by house owners.Wind and Hail Damage Claims; There is no way to prevent this type of damage but you can avoid it from becoming worse.
What causes roof damage:
Roof damage may be caused due to:
Natural disaster
Power outage
Tree branches
Tornado damage
Leaf fall
Windy and wet conditions
Rain
Diseases in the trees
Flood
Hail damage
How to prevent your house from getting damaged by hurricanes:
Prevent your house from being blown away by a hurricane:
There are some ways that can help you to prevent your house from being blown away by a hurricane:
1. Protect your home from getting blown away by installing hurricane shutters:
If you don’t have the money to buy hurricane shutters then you can also use plywood sheets to protect your home from getting blown away.Wind and Hail Damage Claims; But if you have the money to buy hurricane shutters then you must go for it.
2. Keep your roof safe by sealing it:
This is the easiest and cheapest way to save your home from getting blown away by a hurricane.Wind and Hail Damage Claims; You can install a sealing kit to your roof and then you don’t need to worry about your roof anymore.
3. Make sure that your house is in the right position:
Your house should be in the right position so that it will not be blown away by a hurricane. This means that your roof should be facing the direction of the wind.
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4. Repair the roof before the hurricane hits:
It is better to repair the roof before a hurricane hit because after a hurricane there are lots of debris scattered on the roads. Wind and Hail Damage Claims;Therefore, it will be better if you can fix your roof before the debris get stuck in it.
Conclusion:
These are some of the tips that can help you to avoid your house from getting blown away by a hurricane.Wind and Hail Damage Claims; If you are living in a place where hurricanes can occur then you should take these precautions into account to make your roof safe.
