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Air Conditioning Insurance: How Much Does It Cost? And What Are The Different Types? New tips 2022

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How Much Does An Air Conditioner Cost

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What exactly is an air conditioning insurance and what are the different types available? In this blog post, I will answer all your questions regarding air conditioning insurance.

What is air conditioning insurance?

It is a type of insurance where you can avail protection for your home/office air conditioner against damages or losses due to various reasons. It is important for everyone to protect their air conditioning as it consumes significant amounts of energy.

Why air conditioning insurance is important?

In winters, your home may not be fully insulated, hence you need to keep the temperature of the house within an optimum level. The cost of electricity to keep your house warm is much higher than the cost of maintaining the temperature within an optimum level. Moreover, if you are running an air conditioner for 12 hours a day, the total amount of electricity consumed will be significantly high.

However, if you get your air conditioner insured, you won’t have to bear the cost of electricity because the insurance company will pay for the electricity.

Different types of air conditioning insurance

There are several types of air conditioning insurance available in the market. There are basic air conditioners that are installed by you and are not insured. These can be your old air conditioner. You might have bought it for the same purpose. Another kind of air conditioners that you can consider are the split system air conditioner that you install at your home. It splits the hot and cold water separately and provides maximum cooling.

Split system air conditioner

A split air conditioner can cost a lot. However, it is quite safe and you will not have to spend on repair works in case of any damages to the equipment. Split systems are quite popular as it is the most energy-efficient way of keeping your room/house warm. They use minimum power and thus are good for the environment. However, the biggest drawback of this type of air conditioning is that it is quite expensive.

For this reason, there are many insurance companies that specialize in air conditioning policies. You can search the web for these companies and you will find many. I have mentioned a few names below:

Homecool is one of the best companies that offer air conditioning insurance and it also offers other types of insurance like water insurance, boiler insurance and more. Coolbiz is also a very good company that provides comprehensive insurance cover. You can visit their website and compare their packages and prices.

Do you need to buy air conditioning insurance? Well, let me share some basic information about how much does it cost and what are the different types of air conditioner insurance.

also read this: How to Write an Insurance Claim: Aids Insurance, Step by Step: New tips 2022

It is very important that you take your air conditioner insurance because you don’t want to face any problems while you are using it. If your air conditioner is damaged, then you will have to pay for the repair of the same and the entire amount may be greater than the price of a new air conditioner. Therefore, you must take the right insurance for your air conditioner.

How much does it cost?

This is the most common question asked by people who are buying an air conditioner. There are different types of air conditioner insurance, so you will have to buy the type of air conditioner that is appropriate to your needs.

Basic air conditioning insurance:

If your air conditioner is damaged but not causing any issue, then you don’t need to buy any insurance. Basic air conditioning insurance is suitable for those people who are using a small to medium sized air conditioner.

Full coverage air conditioner insurance:

If your air conditioner is causing an issue and the repair of the same is expensive, then you need to take this type of insurance. It will cover everything except the cost of repairing the air conditioner. This kind of insurance is suitable for those people who are using a big air conditioner.


By the end of this blog post, I hope you will know how much does an air conditioning cost and what is air conditioning insurance. It is an important topic and it is important for everyone to have it.

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